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EXECUTIVE BENEFITS WEALTH TRANSFER EMPLOYEE BENEFITS ABOUT OUR FIRM
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Product Advantages

The Best Life Insurance Products in the Marketplace

As a member of the M Financial community of financial services firms, we provide our clients with exclusive access to the very best life insurance products in the marketplace on a preferred, proprietary basis.

The ability of M Financial to track producer activity over a 40 year period, plus their production of over $1 billion of insurance premium in 2006, combine to allow M Financial to negotiate special, proprietary insurance contracts with the leading insurance companies in the United States. These proprietary contracts offer substantially reduced mortality costs (which translates into lower premiums, higher cash value and/or longer term) compared to these same insurance companies’ other policies, as well as automatic pricing improvements of all existing M proprietary policies as insurance companies offer new, more efficiently priced policies.

Our clients who invest in M Financial proprietary insurance policies benefit from the best pricing, both at initiation and in increased efficiency through policy updates.

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Contact Our Wealth Transfer Team
David F. Byers Jr. JD, LLM
Managing Principal
205.397.2810
dbyers@csginc.us

John F. Carter CLU, ChFC
Principal
205.397.2820
jcarter@csginc.us

William A. Worrell Jr.
Associate
205.397.2832
wworrell@csginc.us

Richard Meadows
Associate
205.397.2805
rmeadows@csginc.us

Preston M. Sartelle, CFA
Associate
205.397.2815
psartelle@csginc.us

Capital Strategies Group
850 Shades Creek Parkway
Ste. 300
Birmingham, AL 35209
Main: 205.263.2400
Fax: 205.263.2300
info@csginc.us











Securities offered through registered representatives of FNBB Capital Markets, LLC, Registered Broker/Dealer, Member FINRA and SIPC, located at 600 University Park Place, Suite 380, Birmingham, AL 35209, (205) 262-2522. This site is not intended as an offer to sell securities, which may be done only after proper delivery of a prospectus and a client suitability review. For information on the FNBB Business Continuity Plan, please click here. The principal place of business and the state of domicile for Capital Strategies Group is: 850 Shades Creek Drive, Suite 300, Birmingham, Alabama, 35209, (205) 263-2400. Capital Strategies Group is a member of M Financial Group. Please go to www.mfin.com/DisclosureStatement.htm for further details regarding this relationship. Capital Strategies Group is independently owned and operated. Capital Strategies Group and M Financial Group are independent of FNBB Capital Markets, LLC.