Separate Account BOLI
Capital Strategies Group is primarily a separate account BOLI provider, but also believes that general account products issued by highly rated carriers can provide some necessary diversification when structuring your BOLI portfolio. General account BOLI has been the standard community bank BOLI investment vehicle until separate account BOLI was introduced to the markets about 5 years ago. Separate Account BOLI offers:
- A transparent cost structure
- Best-of-class, bank-eligible investment funds
- Better asset security
- Lower risk based capital ratios
- Market rates of return
Additionally, with a stable value wrap included as part of the transaction, separate account BOLI offers stable returns and book value accounting.
For us, providing tailored insurance solutions for our client banks is what we do.